SaaS payment fee & take-home (illustrative)
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About SaaS payment fee & take-home (illustrative)
Founders often model “what we keep” after card fees when pricing subscriptions. This calculator uses user-editable percentage and fixed fees so you can align with a rough Stripe or PayPal U.S. online-card profile—or paste numbers from your contract. A separate field optionally applies a flat percent to the after-fee amount as a crude “tax on what’s left” illustration only. Nothing here is tax, legal, or official processor advice.
Key Features
- Illustrative presets for two common U.S. online-card style fee stacks (editable)
- Net after pass-through processing fees, optional second-line percent on that net
- Copy a one-line summary to a spreadsheet or Notion
Use Cases
- Quick comparison when evaluating Stripe vs. another processor for the same list price
- Scenario planning for B2B SaaS price lists in USD
Pro Tips
- International cards, disputes, and FX often add cost — model separately
- For actual financial statements, use your accounting system and a CPA
Frequently Asked Questions
Are these the real Stripe and PayPal rates?
No. We ship illustrative numbers only. Rates vary by product, country, and negotiation.
Why is there an “income tax” field?
Some solo founders do a back-of-napkin “what hits my account after X% tax.” It is not payroll or sales tax—just a single multiplier you control.